Clean Slate

http://virginiamortagesite.com/

Interesting site to give you some information on potentially refinancing your home mortgage if you live in the Northeast or Mid Atlantic states. Bankruptcy and prior foreclosure are wiped away after a few years, thus giving people an opportunity to start over.

In this housing market, it's good information to keep in mind should that occur and, judging from the numbers across the nation, it is.

Hang in there...it couldn't get any worse, could it?

I shudder to think